Award-winning CPA firm in Montclair, NJ
Proactive, year-round guidance for clients whose tax position deserves to be designed.
By April, the year is closed. The income has been recognized, the equity has vested, the property has sold, the entity has been structured — or it hasn't. A return preparer can only report what already happened. The decisions that actually move a tax bill were made months earlier, often by someone who didn't realize they were making them.
Tax Architect Strategy is the work of making those decisions deliberately. It is proactive, year-round planning for clients whose income, equity, and entities have grown complex enough that filing alone leaves real money on the table. Our clients do not come to us for deductions. They come because they want their tax position designed rather than discovered.
We offer three tiers, each scoped to a different level of complexity. Most of our clients know which one fits after the first conversation.
There are moments when a client doesn't need an ongoing engagement — they need an hour with someone who can think clearly about a single decision. An inheritance has arrived. A move across state lines is being considered. A property is about to be sold. The books in QuickBooks are a mess and the year-end is approaching. A second opinion is needed on advice that didn't quite sit right.
The Planning Call is built for those moments. One conversation, focused entirely on your situation, with direct guidance on what to do next. If the matter turns out to warrant ongoing work, the fee is credited toward a longer engagement. If it doesn't, the hour stands on its own.
Tax Architect is built for the high-income professional whose financial life has outgrown the firm that files the return. The W-2 is substantial. RSUs vest on a schedule that nobody is actively managing. ESPP, ISOs, deferred compensation, and a growing taxable brokerage account each carry tax implications that compound across years. The 401(k) is being funded, but the mega backdoor Roth, the HSA, the donor-advised fund, and the deferred comp election are not being coordinated against one another.
The engagement is annual and continuous. You have access throughout the year for the decisions that actually require it — a vesting event, a job change, a windfall, a question that ought to be asked before the wire is sent rather than after.
When a client owns a business, holds real estate, or runs income through multiple entities, the planning conversation changes shape. The question is no longer how a given dollar is taxed, but where it sits, how it is characterized, and how the entire system fits together. Structure becomes the lever, and structure compounds.
Tax Architect Plus includes everything in the prior tier and extends into the territory entrepreneurial clients actually live in.
Tax Architect is not bookkeeping. It is not standalone return preparation. It is not a December scramble for last-minute deductions. It is the strategic layer above all of that, the work of designing how income, investments, and entities fit together so that tax becomes a system you control rather than a number you receive.
Tax Architect engagements are limited and selective. We'll respond within two business days either to schedule an introductory call or to recommend a more appropriate path.
